To-Do List for First-Time Home Buyers

Not sure where to start?  Here’s a helpful to-do list for anyone thinking of buying.


DOWNLOAD A PDF COPY HERE:  First Time Buyers Info Graphic

Also, did you know that “First-Time Home Buyer” doesn’t necessarily mean that you have never ever purchased a home before.

According to HUD a first-time home buyer is an individual who meets any of the following criteria:

  • An individual who has had no ownership in a principal residence during the 3-year period ending on the date of purchase of the property. This includes a spouse (if either meets the above test, they are considered first-time homebuyers).
  • A single parent who has only owned with a former spouse while married.
  • An individual who is a displaced homemaker and has only owned with a spouse.
  • An individual who has only owned a principal residence not permanently affixed to a permanent foundation in accordance with applicable regulations.
  • An individual who has only owned a property that was not in compliance with state, local or model building codes and which cannot be brought into compliance for less than the cost of constructing a permanent structure.

Source:  First-Time Homebuyers

Did you say yes to any of the above questions?  Then you are a “First Time Home Buyer”.

Oh, and did you know working with a REALTOR® is FREE to buyers?  Our commissions are typically paid by the seller.  So take advantage of our expertise, don’t go it alone.

REALTORS® also take an oath to uphold the strict REALTORS® Code of Ethics.  What does this mean to you? It means that any REALTOR® with whom you work has voluntarily agreed to abide by a Code of Ethics, based on professionalism and protection of the public.  The Code is your assurance of dealing with a professional who has  your best interests in mind.

I would be delighted to be your REALTOR® and help you and your family with the purchase of your new home.  I have a ton of great resources to share with you many of which you can find on my website to help you get started.  You can visit for more information or to begin your home search.   Want something more mobile?  Go to to download my mobile app to get listings via GPS, works great on iOS and Android phones and tablets.

Just starting to think about it?  Have some more questions?  Ready to get it started?  Or just need some help?  Give me a call today, I’ll be standing by 772-559-5524

Jennifer Bailey, REALTOR® e-PRO®
Dale Sorensen Real Estate,
Vero Beach, Florida
772-559-5524 •


Realtors celebrate 50th anniversary of the Fair Housing Act

Source: Realtors celebrate 50th anniversary of the Fair Housing Act


WASHINGTON – Jan. 11, 2018 – In 1967, many home buyers signed a document at closing swearing they would never sell their new home to African Americans. But in 1968, the Fair Housing Act brought fairness to the real estate market and changed everything for a number of minority groups.

Realtors commemorate the 50th Anniversary of the Fair Housing Act this year, noting that a number of specialized Realtor groups now exist that represent protected classes in the Act (as amended in 1988) to ban “discrimination on the basis of race, color, religion, sex, disability, family status, and national origin.”

Realtor groups include:

  • The National Association of Real Estate Brokers (NAREB)
  • The Women’s Council of Realtors (WCR)
  • The National Association of Hispanic Real Estate Professionals (NAHREP)
  • The Asian Real Estate Association of America (AREAA)
  • The National Association of Gay and Lesbian Real Estate Professionals (NAGLREP)

“Together we will raise awareness and create action as we examine community and fair housing issues,” says Elizabeth Mendenhall, 2018 president of the National Association of Realtors® (NAR). “We will also advocate for changes to the Fair Housing Act to expand fair housing protections based on sexual orientation and gender identity. As stewards of the right to own, use and transfer private property, fair housing protects our livelihood and business as Realtors.”

In addition to protecting U.S. citizens, the Fair Housing Act protects Realtors by guaranteeing a free and open market.

NAR suggests some ways Realtors can get involved in the Fair Housing Act’s 50th anniversary celebration:

  • Help your company, community, and local and state association identify and commemorate fair housing history and champions in your state.
  • Submit information about how you’re participating in this commemoration on under the “Showcase Stories” tab. Share ideas, learn what others are doing to adapt in your own community, or work with local chapters of our national partners.
  • Examine how access to quality education, health care and economic opportunity intersects with fair housing and property rights in your local area and nationally.
  • Work to support efforts in your community to prohibit discrimination based on sexual orientation and gender identity.

© 2018 Florida Realtors®

Related Topics: Fair housing
Reposted by Jennifer Bailey, REALTOR®,  Dale Sorensen Real Estate, proud member of the Florida Realtors.  772-559-5524 •